The following business and service types/categories may not be permitted to use Lightspeed Payments. These prohibited categories may be imposed by law or through the Payment Network Rules, by Lightspeed or our processors.

This article does not serve as a complete list, please get in contact with our team if you are uncertain if your business may be prohibited.

Regulated products or services

• Alcohol sales where the operator does not have an active liquor license and/or council approval to sell or serve alcohol
• Drugs, and tools specifically intended for the production of drugs, drug paraphernalia, illegal drugs, substances designed to mimic illegal drugs and / or other psychoactive products
• Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
• Legal gambling or Game of Skill where participants receive cash or cash equivalents or prizes with/of material value: including but not limited to: Casinos, poker, bingo, slot machines, betting, lotteries, racing, fantasy sports
• Products or services specifically offered or intended to be used to create, produce or grow drugs or drug ingredients
• Pharmaceuticals, prescription medicine and medical devices (including animal pharmaceuticals)
• Tobacco, smoking supplies, e-cigarettes, e-liquids, vaping liquid, vaping accessories
• Trade of fireworks, flammable or radioactive materials
• Trade of weapons, ammunitions, military arms, explosive devices and firearm parts
• Any type of US based gambling services

Adult

• Adult goods
• Content: Books, magazines, audio, videos, websites, streaming services and other content formats deemed offensive or of a sexual nature
• Entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies or any sexually-related services

Third party Payment Processing & Financial Businesses

• Aggregators, including but not limited to marketplaces, platforms
• Staged Digital Wallet Operators
• Payment Facilitators or other internet payment or member service providers (IPSP or MPS)
• Payment service companies, including but not limited to peer-to-peer, bill payments, commissary accounts
• Bearer share entities
• Buy now pay later / Instalment payment methods
• Credit repair and credit protection business
• Debt repayment and collection agency
• Insurance sales and services
• Fines or penalty collections of any kind
• Payroll, invoice & business services
• Money transfer & remittance businesses

Technology, Securities & Trading, Intellectual Property

• Decryption and descrambler products and services, devices designed to block, jam or interfere with cellular and personal communications
• Cryptocurrency exchange
• High-risk securities such as:
  • contract for difference (CFD)
  • financial spread betting
  • initial coin offering (ICO)
  • forex currency options
  • cryptocurrency options
  • trading and purchases
• Counterfeit products, replicas or designed infringements of them including products designed to circumvent IP
• Essay mills, paper mills where the intent is to falsely submit documents as their own work
• Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted material

Can I sell Tobacco products? i.e. Cigars

Yes, you can sell Tobacco products such as Cigars when you are using Lightspeed Payments. However, you must advise us of this. Card Not Present (CNP) transactions are not available for merchants selling these products. You must make in-person sales only.